ALHRS offers a unique 360° reinsurance proposition, dedicated to life & health risks. They support their insurers across the entire value chain, from market assessment to product design, medical & commercial underwriting, claims & assistance services, distribution support and risk transfer (typically through proportional treaties). They source the best capacity providers within the AXA Group for each partnership. For products that include cross-border coverage, ALHRS will provide access to AXA’s proprietary global cashless hospital network. With its unique mix of consulting, servicing and reinsurance, ALHRS helps Life and non-Life companies, MGA/MGUs & Insurtech firms reach their ambitions in low- and mid-income markets worldwide.